Privacy Policy
Effective Date: October 20, 2024
Introduction
VoidedCheck.org ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our voided check generation service.
By using VoidedCheck.org, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this Privacy Policy, please do not access or use our service.
Information We Collect
Personal Information
When you use our service to generate a voided check, we collect the following information:
- Banking Information: Bank routing number, account number, and bank name
- Personal Details: Full name and mailing address as you want them to appear on your voided check
- Contact Information: Email address for delivery of your generated voided check
- Payment Information: Credit card details, billing address, and transaction information (processed securely through our payment processor)
Automatically Collected Information
We automatically collect certain information when you visit our website:
- Device Information: IP address, browser type, operating system, and device identifiers
- Usage Data: Pages visited, time spent on pages, links clicked, and other diagnostic data
- Cookies and Tracking Technologies: We use cookies and similar tracking technologies to track activity on our service and store certain information
How We Use Your Information
We use the collected information for the following purposes:
- Service Delivery: To generate and deliver your voided check via email
- Payment Processing: To process your payment transaction securely
- Customer Support: To respond to your inquiries, provide customer service, and resolve technical issues
- Service Improvement: To understand how our service is used and make improvements
- Legal Compliance: To comply with applicable laws, regulations, and legal processes
- Fraud Prevention: To detect, prevent, and address fraud, security issues, or technical problems
Data Retention and Deletion
Banking Information
We do not store your banking information permanently. Your bank routing number and account number are:
- Used only to generate your voided check
- Stored temporarily in secure, encrypted format during the generation process
- Automatically deleted from our servers within 24 hours of generation
- Never shared with third parties except as required to deliver your service
Generated Voided Checks
Your generated voided check files are:
- Stored in encrypted format for 30 days to allow re-download if needed
- Automatically deleted after 30 days
- Accessible only to you via a secure, unique download link
Other Information
- Email addresses and contact information are retained for customer service purposes
- Transaction records are retained for accounting and legal compliance purposes as required by law
- You may request deletion of your personal information by contacting us at info@onbiz.com
How We Protect Your Information
We implement appropriate technical and organizational security measures to protect your personal information:
- Encryption: All data transmission is protected using 256-bit SSL/TLS encryption
- Secure Servers: Our servers are hosted in secure, SOC 2 compliant data centers
- Payment Security: Payment processing is handled by Stripe, a PCI DSS Level 1 certified payment processor
- Access Controls: Access to personal information is restricted to authorized personnel only
- Regular Audits: We conduct regular security audits and vulnerability assessments
However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.
Sharing Your Information
We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:
Service Providers
We work with trusted third-party service providers who assist us in operating our website and delivering our services:
- Payment Processors: Stripe for secure payment processing
- Email Service: For delivering your voided check files
- Cloud Hosting: For secure server infrastructure
- Analytics Services: For understanding website usage and improving our service
These service providers have access to your personal information only to perform specific tasks on our behalf and are obligated to protect your information and not use it for any other purpose.
Legal Requirements
We may disclose your information if required to do so by law or in response to:
- Valid legal processes (subpoenas, court orders, or government requests)
- Enforcement of our Terms of Service
- Protection of our rights, property, or safety, or that of others
- Investigation of fraud or security issues
Business Transfers
In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email or prominent notice on our website of any such change in ownership or control of your personal information.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our website.
Types of Cookies We Use
- Essential Cookies: Required for the website to function properly
- Analytics Cookies: Help us understand how visitors use our website
- Preference Cookies: Remember your settings and preferences
- Marketing Cookies: Track your online activity to deliver relevant advertisements
Managing Cookies
You can control and manage cookies through your browser settings. Most browsers allow you to:
- View what cookies are stored and delete them individually
- Block third-party cookies
- Block all cookies
- Delete all cookies when you close your browser
Please note that disabling cookies may affect the functionality of our website.
Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.
Children's Privacy
Our service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us at info@onbiz.com, and we will delete such information.
Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information:
General Rights
- Access: Request access to the personal information we hold about you
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your personal information
- Objection: Object to the processing of your personal information
- Data Portability: Request a copy of your data in a structured, machine-readable format
California Residents (CCPA)
If you are a California resident, you have additional rights under the California Consumer Privacy Act:
- Right to know what personal information is collected, used, shared, or sold
- Right to delete personal information
- Right to opt-out of the sale of personal information (note: we do not sell personal information)
- Right to non-discrimination for exercising your privacy rights
European Residents (GDPR)
If you are located in the European Economic Area, you have rights under the General Data Protection Regulation:
- Right to access, correct, or delete your personal data
- Right to data portability
- Right to object to processing
- Right to withdraw consent
- Right to lodge a complaint with a supervisory authority
Exercising Your Rights
To exercise any of these rights, please contact us at info@onbiz.com. We will respond to your request within 30 days.
Do Not Track Signals
Our website does not currently respond to "Do Not Track" browser signals or other mechanisms that provide consumers with the ability to exercise choice regarding the collection of personal information about their online activities over time and across third-party websites.
International Data Transfers
Your information may be transferred to and maintained on servers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ from those in your jurisdiction.
We ensure that appropriate safeguards are in place to protect your information in accordance with this Privacy Policy and applicable laws.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by:
- Posting the new Privacy Policy on this page
- Updating the "Effective Date" at the top of this policy
- Sending you an email notification (for material changes)
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when posted on this page.
Your continued use of our service after we post any modifications to the Privacy Policy constitutes your acknowledgment and acceptance of the modifications.
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:
Email: info@onbiz.com
Website: https://www.voidedcheck.org
We will respond to your inquiry within 5-7 business days.
Last Updated: October 20, 2024